Yield.bingo — Stablecoin Yield Guides

Earn Yield on Your
Stablecoins

From holding a single token to advanced looping strategies — every way to earn yield on stablecoins on Solana, organized from simplest to most complex.

APYs are indicative ranges. Actual rates fluctuate with market conditions. · Last updated: February 2026

How to Earn Stablecoin Yield

Three levels, from simplest to most advanced. Start wherever you're comfortable.

Level 1Low Risk

Just Hold — Yield-Bearing Tokens

The simplest way to earn. Buy a yield-bearing token and hold it in your wallet. Yield accrues automatically — no staking, no deposits, no management.

Treasury-Backed

3–5% APY

Backed by U.S. Treasury bills and short-duration government securities. Lowest risk, most predictable yield.

Yield-Optimized

8–20% APY

Higher yield through diversified strategies — hedged positions, lending, and staking rewards. Yield varies with market conditions.

Real-World Assets

8–11% APY

Yield from real-world business — trade finance, home equity, reinsurance. Returns are not tied to crypto prices, so they stay more stable during market downturns.

Level 2Low-Medium Risk

Grow — Lending & Liquidity

Deposit your stablecoins into a lending protocol or provide liquidity to stablecoin pairs. Earn interest from borrowers or trading fees. Typical rates range from 3–14% depending on demand and pair.

Level 3Medium-High Risk

Advanced — Yield Trading & Looping

For experienced DeFi users. These strategies either let you trade yield directly (PT/YT) or use leverage to amplify it (looping). Higher return potential, but more complexity and risk.