From holding a single token to advanced looping strategies — every way to earn yield on stablecoins on Solana, organized from simplest to most complex.
APYs are indicative ranges. Actual rates fluctuate with market conditions. · Last updated: February 2026
Three curated options across risk profiles. Click any to get started.
Tokenized U.S. Treasury note. Value appreciates daily. No DeFi complexity — just hold the token and earn.
Dynamically allocated position. Your capital is auto-distributed across lending, hedged strategies, and T-bill strategies.
JLP looping: deposit JLP as collateral, borrow USDC, buy more JLP, repeat. Amplifies yield from Jupiter’s perps trading fees.
Three levels, from simplest to most advanced. Start wherever you're comfortable.
The simplest way to earn. Buy a yield-bearing token and hold it in your wallet. Yield accrues automatically — no staking, no deposits, no management.
Backed by U.S. Treasury bills and short-duration government securities. Lowest risk, most predictable yield.
Higher yield through diversified strategies — hedged positions, lending, and staking rewards. Yield varies with market conditions.
Yield from real-world business — trade finance, home equity, reinsurance. Returns are not tied to crypto prices, so they stay more stable during market downturns.
Deposit your stablecoins into a lending protocol or provide liquidity to stablecoin pairs. Earn interest from borrowers or trading fees. Typical rates range from 3–14% depending on demand and pair.
For experienced DeFi users. These strategies either let you trade yield directly (PT/YT) or use leverage to amplify it (looping). Higher return potential, but more complexity and risk.